Cindy Couyoumjian Book Announcement

Cindy Couyoumjian is set to release a book on financial literacy in 2020 titled “Wake America! Financial Literacy in Crisis”. Below is a description of the book by Cindy.

Cindy Couyoumjian

“Wake America! Financial Literacy in Crisis”

The book is about Financial literacy which dates back to the Gilded Age of the 19th century and parallels to our current financial landscape.  The book provides research, knowledge and facts so investors can better understand how unprecedented growth and economic growth has benefits a select few, while increasing inequality in this country. Consequently, having an affect on  our standard of living, our financial security, and possibly the American Dream.

This manuscript provides the public a background of the history of money, economics and finance and how these factors has affected our investments and our view of retirement. It also give investors awareness and insight that a two asset class investment model of just stocks and bonds may be outdated and inefficient. It also shares with retail investors new and innovative stratergies that only the largest institutions have had access to in the 1980-1990s.  With this new found financial literacy, it puts all investors and institutionalized managers on similar playing field with knowledge and facts that will help investors sort out a infinite supply of information in increasing complex world and empower investor to make good logical investment decisions.

In fact back in 2018 a survey conducted by Investment News stated that 78% of Americans agree that Financial Literacy is an issue of concern and concluded that 58% of financial planners fail to take action to improve financial literacy in their community. Our lack of understanding of the financial world is so glaring the former Federal Reserve Chairman, Alan Greenspan, declared the number one problem in today generation and economy is the lack of Financial Literacy. To put this in prospective, the National financial Education Council estimates that the lack of financial knowledge cost Americans 295 billion in 2018.

While the American dream becomes more distant, you need to educate yourself in order to better understand what is at stake. Financial Literacy may equip you with a wealth of knowledge to become a well-informed investor because todays decision may define your tomorrow.